Ok, maybe not so much "loaded", but more loaded than we were before we locked. We got 3.625% with 1.125% lender credit at closing (about $3,300). Sweeeet!
I have to admit, I wanted to lock about a month ago when rates dropped to 3.75% (with no lender assistance), but Greg convinced me to wait it out. I was
a little a lot nervous because rates temporarily went up shortly after that, but I'm glad I trusted my husband and we wound up with an even better rate and some extra cash at closing.
Reason #432 why I love him: "Good at money stuff."
This process is going so quickly! Almost time to break out the bubbly!!!
HOLLA! Awesome RATE! That deservers the bubbly! I love the photo of Greg!! LOL
ReplyDeleteCongrats! That's awesome! (And a ton back at closing!)
ReplyDeletehahahahaha i love this pick what's gonna happen when you actually get the keys?!! *parrttyy*
ReplyDeleteheck yes! lol. I'll use any excuse to party! :)
DeleteCongrats!!! Did you go conventional or FHA?
ReplyDeleteThanks! Conventional.
DeleteWith the Conventional loan, are you having to pay PMI? I'm purchasing a Ryan condo, but it's the model, hence, my buying/building experience has been different.
DeleteThanks!
No, we don't have to pay PMI since we are putting 20% down. It was our understanding that anything less than 20%, we would have had to pay it.
DeleteI love the pic and your shadow on the wall!
ReplyDeleteHaha... that's funny you noticed that. Right after this picture we started doing shadow puppets on the wall. lol.
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