Friday, July 27, 2012

Locked and Loaded.

Ok, maybe not so much "loaded", but more loaded than we were before we locked.  We got 3.625% with 1.125% lender credit at closing (about $3,300).  Sweeeet!

I have to admit, I wanted to lock about a month ago when rates dropped to 3.75% (with no lender assistance), but Greg convinced me to wait it out.  I was a little a lot nervous because rates temporarily went up shortly after that, but I'm glad I trusted my husband and we wound up with an even better rate and some extra cash at closing.

Reason #432 why I love him: "Good at money stuff."

This process is going so quickly!  Almost time to break out the bubbly!!!


10 comments:

  1. HOLLA! Awesome RATE! That deservers the bubbly! I love the photo of Greg!! LOL

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  2. Congrats! That's awesome! (And a ton back at closing!)

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  3. hahahahaha i love this pick what's gonna happen when you actually get the keys?!! *parrttyy*

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    Replies
    1. heck yes! lol. I'll use any excuse to party! :)

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  4. Congrats!!! Did you go conventional or FHA?

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    1. With the Conventional loan, are you having to pay PMI? I'm purchasing a Ryan condo, but it's the model, hence, my buying/building experience has been different.

      Thanks!

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    2. No, we don't have to pay PMI since we are putting 20% down. It was our understanding that anything less than 20%, we would have had to pay it.

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  5. I love the pic and your shadow on the wall!

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    Replies
    1. Haha... that's funny you noticed that. Right after this picture we started doing shadow puppets on the wall. lol.

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I am so thrilled that you stopped by and I loooove comments! Leave me some love and I will respond shortly. Peace and love – Colette.